Get Cash from your settlement or Annuity

"Don't put off until tomorrow what you can do today"
-Benjamin Franklin



Consult with an account rep to review your settlement structure and explore the multiple payment options available to you.


Considering your current financial situation, needs, and options available, YOU will decide if want to sell some or all of your future payments

Seek Approval

A court will need to review any agreement, ensuring it's in your best interest, before granting approval for the sale to proceed.

Receive your Funds

After approval, your funds are deposited directly into your bank account. The entire process can be completed in 30 to 45 days.


After submitting a request, a representative from Ark Financial will contact you to discuss how we can can help you. If your request is submitted after normal business hours, you can expect a call from us within 24 hours.

Structured Settlements - FAQ

Can I Sell My Structured Settlement?

Yes. You can sell your structured settlement; however, a judge must first approve the sale.

Why Sell My Structured Settlement Payments?

Many individuals sell their payments to pay off debt and improve their current financial situation. Others have financial emergencies and need to take care those immediate financial needs. Whatever the reason may be, it is your money, and you should not have to wait for it.

Do I Have to Pay Taxes When I Sell My Structured Settlement?

Payments are 100% tax-free. You do not need to declare them to the IRS as income.

How Long Does the Process Take?

On average the entire process takes 30-45 days to complete. If you need money immediately, we can offer you a cash advance before the process is complete.

A structured settlement is a negotiated financial or insurance arrangement through which a claimant agrees to resolve a personal injury tort claim by receiving part or all of a settlement in the form of periodic payments on an agreed schedule, rather than as a lump sum.